Aligned Financing Inc.
About us
What we do...
What we do → Secure financing for commercial real estate:
Aligned Financing Inc. specializes in securing capital for Borrowers involved in commercial real estate. We work with Borrowers to understand their objectives and ensure that the numbers make sense. The time we take to understand a property an/or a project at the beginning allows us to create a loan proposal that properly highlights the various strengths which will assist us during the negotiations with lenders and ultimately secure a loan that is aligned with the Borrower's requirement.
How we do it → We crunch the numbers AND tell the story:
The purpose of a loan proposal is to analyze a property or a project and ensure that the numbers line up. In addition to this, the Loan Proposal includes an analysis of various factors that are important to Lenders. The goal of this document is to ensure Lenders understand the capital requirement and more importantly DO NOT over-estimate the riskiness of the deal. The Loan Proposal aims to highlight the strengths of a deal as well as address any shortcomings and how they will be addressed. While the Loan Proposal takes time up front, it pays back at the end with competitive offers from lenders. Loans are more than just about numbers. They are also about the story behind the numbers. Trust us, we have done this before.
Why we do it → Because we can:
We secure better deals for Borrowers.
Aligned Financing Inc. specializes in securing capital for Borrowers involved in commercial real estate. We work with Borrowers to understand their objectives and ensure that the numbers make sense. The time we take to understand a property an/or a project at the beginning allows us to create a loan proposal that properly highlights the various strengths which will assist us during the negotiations with lenders and ultimately secure a loan that is aligned with the Borrower's requirement.
How we do it → We crunch the numbers AND tell the story:
The purpose of a loan proposal is to analyze a property or a project and ensure that the numbers line up. In addition to this, the Loan Proposal includes an analysis of various factors that are important to Lenders. The goal of this document is to ensure Lenders understand the capital requirement and more importantly DO NOT over-estimate the riskiness of the deal. The Loan Proposal aims to highlight the strengths of a deal as well as address any shortcomings and how they will be addressed. While the Loan Proposal takes time up front, it pays back at the end with competitive offers from lenders. Loans are more than just about numbers. They are also about the story behind the numbers. Trust us, we have done this before.
Why we do it → Because we can:
We secure better deals for Borrowers.
Working with us...
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We maintain close relationships with a variety of lenders that are interested in reviewing opportunities to deploy their capital. Lenders can include banks, credit unions, life insurance companies, pension funds and other institutional lenders. While not all financing requirements will be appropriate for all lenders, we begin our search by contacting those we believe will be the most competitive.
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Next steps...
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Contact us using the form at the bottom of this page to discuss how we work with Borrowers and how we approach lenders. Remember to start the process early.
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About the founder
Steve Giagkou, the founder and president of Aligned Financing Inc., has an extensive background in the capital markets, banking and real estate industry. Having had the rare opportunity to work in each of these sectors, Steve has gained a first hand understanding of how these sectors influence one another.
During his time in the capital markets, Steve worked on a trading desk where he was the primary contact for a group of clients that included publicly listed companies, mutual fund companies, insurance companies, pension funds and many others. His role during this time was to provide his clients with timely information about the capital markets as well as provide them with guidance on how they can reduce their exposure to the daily market fluctuations.
Commercial banking is where Steve learned the intricacies of credit structuring and the various factors that lenders look at when adjudicating a deal. At the same time, he was able to leverage his experience from the capital markets to provide sound advice to his clients. During this time, Steve worked on over 100 different deals with amounts ranging between $1,000,000 and $125,000,000.
Today, after spending over 15 years in the above two roles, Steve specializes in arranging financing for commercial real estate. Prior to establishing Aligned Financing Inc., Steve worked on the debt capital markets division of a global real estate brokerage and then at a boutique commercial mortgage brokerage. The reader will find Steve's deal stats below which provides an overview of the number and size of deal that Steve has worked on in his careers.
Steve holds an MBA from the Schulich School of Business and is a CFA charter holder.
During his time in the capital markets, Steve worked on a trading desk where he was the primary contact for a group of clients that included publicly listed companies, mutual fund companies, insurance companies, pension funds and many others. His role during this time was to provide his clients with timely information about the capital markets as well as provide them with guidance on how they can reduce their exposure to the daily market fluctuations.
Commercial banking is where Steve learned the intricacies of credit structuring and the various factors that lenders look at when adjudicating a deal. At the same time, he was able to leverage his experience from the capital markets to provide sound advice to his clients. During this time, Steve worked on over 100 different deals with amounts ranging between $1,000,000 and $125,000,000.
Today, after spending over 15 years in the above two roles, Steve specializes in arranging financing for commercial real estate. Prior to establishing Aligned Financing Inc., Steve worked on the debt capital markets division of a global real estate brokerage and then at a boutique commercial mortgage brokerage. The reader will find Steve's deal stats below which provides an overview of the number and size of deal that Steve has worked on in his careers.
Steve holds an MBA from the Schulich School of Business and is a CFA charter holder.
Career Deal Stats: |
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Number of deals worked on:
100 + Total value of deals worked on and completed: $500,000,000 + Largest deal: $125,000,000 syndicated credit with a local utility |