While Aligned Financing Inc. specializes in arranging financing for Commercial Real Estate, our network of lenders also have divisions that focus on residential mortgages. Because of this, we are also prepared to facilitate residential mortgage transactions if the Borrower is unhappy with their current lender's offer and has registered with us in the appropriate monthly expiry basket.
We maintain a database of residential mortgages along with their maturities. Before the maturity, we approach the appropriate lender and offer them the opportunity to review and present approvals on a basket of mortgages. While every deal is treated independently, the lender has the opportunity to deploy large amounts of capital and satisfy their internal objectives. Think of it as negotiating a volume discount.
In the case of a mortgage renewal, the Borrower will have to disclose what the current lender(s) has provided them so that we can ensure that the will benefit from our services. In addition to this, because we are in the business of securing better deals for Borrowers, offers obtained by us cannot be used by the Borrower to renegotiate a deal with their current Lender for three reasons:
We should mention that if we cannot secure a better deal, you will be free to decline our offer without any costs or obligations.
To discuss how we can get a better deal on your existing residential mortgage, complete the following form and provide an overview of what you are seeking and we will contact you for a brief consultation.